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Easy Loan,Easy Life

How do you get a loan?

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4 Product  Superiority

Unsecured

HCredit Personal Loan is unsecured loans – this means you can borrow the money that you need without having to worry about pledging any collateral.

Flexible instant loans

With loan up to N100,000 on offer, you can meet any financial obligation without a hassle. Borrow as much as you need, and repay it over flexible tenors ranging from 91 days to 180 days.

Apply for convenient

Follow the simple steps in the loan application process and submit the basic documents required to avail your loan.

Big data risk contral

Big data technology can evaluate user's loan quotes to increase the amount limit instantly.